Services
We work for you every step of the way, from helping you find a solution that fits your needs, education and support right through to managing your claim.
Our Services & Fees
We are committed to an open and honest fee structure for the advice and services we provide.
The cost of your advice will depend on the nature and complexity of your circumstances and the service provided.
Before providing advice, we will agree on the fees and the payment options with you. Fees may involve a fixed fee for service, commission, or a combination of both. The fixed fee is based on the expected amount of time and the level of staff required to complete the services as agreed.
To ensure your commitment to the process of reviewing your financial protection, some flat rate fees may be applicable.
Please see the table of fees and charges below.
LIFE PROTECTION / CLAIMS
| Service | Details | Fee ($) |
|---|---|---|
| Initial Appointment | No charge | |
| Second Appointment (Strategy Meeting) | Includes research of existing arrangements | $110 |
| Statement of Advice Preparation | (single or couple) | $220 |
| Implementation of Recommendations | Commission | |
| Review Meetings | Insurance review only | No charge |
| Claims Management (Existing clients/Advised policies) | Up to 10 hours free of charge then hourly charge applies to IP claims & 1% success fee on lump sum claim proceeds | $330 hourly |
| Claims Management (External policies/non-clients) | Hourly charge applies to IP claims & Success fee (2%-5%) on lump sum claim proceeds | $330 hourly |
For complex or comprehensive advice we would refer you to a financial adviser who specializes in your area of interest e.g. SMSF establishment, Aged care, defined benefit funds, or share trading.
ADDITIONAL SERVICES
| Service | Fee ($) |
|---|---|
| Financial Health Check/ General Advice | $330 |
| Outside office hours/location | +$110 |
Please note, that we charge a cancelation fee/no show fee of $110 if you cancel your appointment with less than 24 hours notice for a previously confirmed appointment.
WANT TO KNOW MORE?
LET’S CHAT!
BOOK A MEETING WITH ME ↓
New clients are welcome to call for inquiries or use the link on this page to book an appointment. Existing clients, please contact the office directly. We prioritize and reserve specific times for you to ensure timely reviews and provide claims support when needed.
The information contained on this website is general in nature and does not take into account your personal situation.
You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.
Katherine Hayes and Hayes & Co Insurance t/as Hayes & Co Insurance Services are Authorised Representatives of Dirigere Advisory Pty Ltd AFS Licence No. 524371
© All Rights Reserved to Hayes & Co Insurance Services 2023
Services
We work for you every step of the way, from helping you find a solution that fits your needs, education and support right through to managing your claim.
Our Services & Fees
We are committed to an open and honest fee structure for the advice and services we provide.
The cost of your advice will depend on the nature and complexity of your circumstances and the service provided.
Before providing advice, we will agree on the fees and the payment options with you. Fees may involve a fixed fee for service, commission, or a combination of both. The fixed fee is based on the expected amount of time and the level of staff required to complete the services as agreed.
To ensure your commitment to the process of reviewing your financial protection, some flat rate fees may be applicable.
Please see the table of fees and charges below.
LIFE PROTECTION / CLAIMS
| Service | Details | Fee ($) |
|---|---|---|
| Initial Appointment | No charge | |
| Second Appointment (Strategy Meeting) | Includes research of existing arrangements | $110 |
| Statement of Advice Preparation | (single or couple) | $220 |
| Implementation of Recommendations | Commission | |
| Review Meetings | Insurance review only | No charge |
| Claims Management (Existing clients/Advised policies) | Up to 10 hours free of charge then hourly charge applies to IP claims & 1% success fee on lump sum claim proceeds | $330 hourly |
| Claims Management (External policies/non-clients) | Hourly charge applies to IP claims & Success fee (2%-5%) on lump sum claim proceeds | $330 hourly |
For complex or comprehensive advice we would refer you to a financial adviser who specializes in your area of interest e.g. SMSF establishment, Aged care, defined benefit funds, or share trading.
ADDITIONAL SERVICES
| Service | Fee ($) |
|---|---|
| Financial Health Check/ General Advice | $330 |
| Outside office hours/location | +$110 |
Please note, that we charge a cancelation fee/no show fee of $110 if you cancel your appointment with less than 24 hours notice for a previously confirmed appointment.
WANT TO KNOW MORE?
LET’S CHAT!
BOOK A MEETING WITH ME ↓
New clients are welcome to call for inquiries or use the link on this page to book an appointment. Existing clients, please contact the office directly. We prioritize and reserve specific times for you to ensure timely reviews and provide claims support when needed.
The information contained on this website is general in nature and does not take into account your personal situation.
You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.
Katherine Hayes and Hayes & Co Insurance t/as Hayes & Co Insurance Services are Authorised Representatives of Dirigere Advisory Pty Ltd AFS Licence No. 524371
© All Rights Reserved to Hayes & Co Insurance Services 2023